5 Tax Planning Strategies Every Small Business Owner Should Use Before Year-End

Tax season may only come once a year, but effective tax planning is something business
owners should prioritize year-round. Proactive preparation helps you reduce liabilities, avoid
surprises, and protect your business from unnecessary financial strain. Here are five proven
strategies every small business owner should consider:

Maximize Business Deductions

Track expenses carefully throughout the year. Common deductible items include software,
office supplies, business travel, equipment, and professional services.

Take Advantage of Section 179 & Bonus Depreciation

If you plan to purchase equipment, software, or machinery, year-end can be the ideal time.
Section 179 allows you to deduct the full purchase price, reducing taxable income

Contribute to Retirement Plans

Solo 401(k)s, SEP IRAs, and SIMPLE IRAs provide significant tax advantages while helping
business owners build long-term financial security.

Review Estimated Taxes

Underpayments can lead to penalties. Evaluate your earnings and ensure your quarterly taxes
reflect accurate projections.

Plan Ahead with a Tax Professional

No two businesses are alike. Working with a CPA ensures you’re using the right strategies for
your industry, income level, and long-term goals.

    Need proactive year-end planning? Contact our tax specialists today.